Huff Insurance has been providing affordable Manufactured Home Insurance since the 50's.  We have the experience — that sets our policy apart and makes the difference for you and the coverage you receive.

Huff Insurance gets it.

We aren't the only company selling manufactured home insurance today. That's why we're committed to doing a better job than the competition. It all starts with three generations of experience. We've constantly up dating our carriers to give you more specialized coverage’s. And with over 60 years experience in insuring manufactured homes, you can rest assured knowing your manufactured home policy gets you access to the nation's most experienced team of manufactured home experts.

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.

What is Manufactured Home insurance?
Manufactured Home insurance provides financial protection against disasters. A standard policy insures the homes structure itself and the things you keep in it.                                                                                  
Manufactured homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Why do you need Manufactured Home insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

• If your manufactured home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
• If a guest in your manufactured home is injured, liability protection and medical coverage help pay expenses.
• If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
• If you are still paying for your home, your lender will require homeowners insurance.

It is important to know that Manufactured home owners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.

Things to consider and questions to ask your agent
Here are few things to discuss with your agent that will influence your decisions.

• How much will it cost to rebuild my manufactured home and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your homes features and the things you own so you can make an informed decision about coverage.)
• Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
• What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)
• What's the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.) 

Simply take 2 or 3 minutes right now to complete our online insurance quote request form and then relax while we find the most affordable manufactured home insurance for you.
Huff insurance has been providing insurance in Vancouver Washington since 1948!